Invest

CUBE Properties’ mission “to gain financial freedom by building strong relationships with investors in our community” was crafted to represent our passion for working with community members while adding immense value to any opportunities that are brought to the table. CUBE Properties’ unique skill set exposes “diamonds in the rough” in the real estate market by building a team of knowledgeable, creative, and hard-working experts within the industry. CUBE Properties is able to complete projects in a time-efficient manner to a high degree of craftsmanship.

How can I invest?

You, as the “investor”, bring some or all of the finances required to purchase, hold and renovate these properties. As our investor, you can provide an investment from any one or more of the following sources:

A) Savings

B) Registered Savings  such as a Registered Retirement Savings Plan (RRSP), Tax-Free Savings Account (TFSA), Registered Education Savings Plan (RESP), Registered Retirement Income Fund (RRIF), or a Locked-In Retirement Account (LIRA). Monies from these accounts can be used to help us purchase real estate without having to de-register them (which would incur taxes). This is done by transferring the account to a self-directed account in a trust company. We recommend using Olympia Trust or Community Trust. When you provide us with a registered savings based mortgage to purchase a property, it is treated just like any other mortgage. You loan the funds to us using mortgage terms that are mutually beneficial. You become the bank and each month we pay YOU the mortgage payment. You not only get to keep the ENTIRE mortgage payment (both the principle AND the interest), but it all goes back into your account on a TAX-FREE basis! The trust company facilitates the transaction, and they make money through minimal fees to set up the account and keep it active.

C) Line of Credit (LOC) – Current interest rates for most LOCs fall anywhere from 4 – 8% annually. When you invest with us, we pay you at a rate of 8 – 12% annually depending on your investment. So, even after you’ve paid the interest costs incurred by the bank you still end up with a healthy return. If you own your home, an example is a Home Equity Line of Credit (HELOC). A HELOC is a type of line of credit that is secured by a property, whereas other lines of credit are not secured by any asset. So, if you own your home and have paid down some or all of your mortgage, then you might qualify for a HELOC. Generally speaking, banks will provide you with a HELOC for up to 65% of the current value of your home.

Are you ready to start building your future?